This website is owned and operated by Barrington Financial Solutions LLC, an Oregon limited liability company headquartered in Beaverton, Oregon. Barrington Financial Solutions offers internet marketing and advertising service for its clients. Barrington Financial Solutions does not make loans. By using this website, you are agreeing to comply with and be bound by the following terms of use. Please review the following terms. If you do not agree to these terms, you should not use this website. The term "us" or "we" or "our" refers to Barrington Financial Solutions LLC, the owner of this website. The term "you" refers to the user or viewer of this website. By using the website, you signify you understand and agree to be bound by the terms and conditions of this Agreement. If you do not agree to this please do not use this website. This Agreement is subject to periodic change at our sole discretion. As such, each user of the website agrees to review this Agreement periodically in the section of the website entitled "Terms of use".

Acceptance of Agreement

You agree to the terms and conditions outlined in this Terms of Use Agreement ("Agreement") with respect to our website. This Agreement constitutes the entire and only agreement between us and you, and supersedes all prior agreements, representations, warranties and understandings with respect to the website, the content, products or services provided by or through the website, and the subject matter of this Agreement. This Agreement may be amended at any time by us without specific notice to you. The latest Agreement will be posted on the website, and you should review this Agreement prior to using the website each time.

Barrington Financial Solutions is not an agent of either you, the consumer, any of our partners, or any other company. Barrington Financial Solutions's services are to advertise other Company's offers only. You should rely on your own judgment in deciding to use the Barrington Financial Solutions advertising system. You are under no obligation to use Barrington Financial Solutions to commence with your service request marketing website, and Barrington Financial Solutions does not guarantee that completing a service request marketing website will result in your receiving your requested service. Your request is NOT an application for credit. Barrington Financial Solutions does not charge you the consumer, any fees for its services. Barrington Financial Solutions may receive a fee from its advertising Partners for the advertising and marketing provided by Barrington Financial Solutions. We will provide the following services for you: (1) make Service request marketing websites available to you; (2) transmit your service request marketing website to participating service Partners in our advertising network; (3) offer you access to general educational material concerning Partner offers. You authorize Barrington Financial Solutions's to provide your service request marketing websites to our advertising Partners, and authorize those advertising Partners to check your credit history if you provide your Social Security number in the service request marketing website if the advertising partner deems it necessary in their judgment to provide you the requested service. By submitting this inquiry you authorize affiliate lenders to take such steps as they deem appropriate to independently verify any and all such information and confirm your credit worthiness, including receiving a consumer report from a consumer reporting agency. If you do not fill out the complete service request on our website, or leave portions of the website incomplete, Barrington Financial Solutions will transmit your non-completed service request to an advertising partner who may help you complete your service request, and may extend you your requested offer. By completing any portion of the service request, you authorize Barrington Financial Solutions to transmit your service request to advertising partners. You understand that Advertising Partners may keep your service request even though they may not provide you the service requested. Barrington Financial Solutions does not endorse or recommend the service or products of any Partner. You agree that Barrington Financial Solutions shall not be liable for any damages or costs of any type arising out of or in any way connected with your use of such services or our Service Request Website. Barrington Financial Solutions does not guarantee acceptance into any particular service request. Likewise, Barrington Financial Solutions does not guarantee that your request will be made available. By entering any information on our website, you are extending an express invitation to receive an offer, and any and all offers in the future via mail, telephone, email, or any other delivery method deemed appropriate by the offering party, regarding your request, or any other type of service deemed appropriate by us or our advertising partners, by contacting you at the telephone numbers or email you have provided on your Service Request Website.

Indemnification

You agree to indemnify, defend and hold us and our partners, agents, officers, directors, employees, subcontractors, successors, assigns, third party suppliers of information and documents, attorneys, advertisers, product and service providers, and affiliates (collectively, "Affiliated Parties") harmless from any liability, loss, claim and expense, including reasonable attorney's fees,

USE OF THE WEBSITE IS AT YOUR SOLE DISCRETION AND IS WITHOUT WARRANTIES OF ANY KIND BY US, EXPRESSED, IMPLIED OR OTHERWISE, INCLUDING WARRANTIES OF TITLE, FITNESS FOR PURPOSE, MERCHANTABILITY OR NON-INFRINGEMENT. UNDER NO CIRCUMSTANCES ARE WE LIABLE FOR ANY DAMAGES ARISING FROM THE TRANSACTIONS BETWEEN BOROWERS AND LENDERS.

We are serious about protecting your online privacy. This Privacy Statement explains our views and practices concerning privacy, and how they may pertain to you as a user of our system.

"You" or "Your" means you as a participant in or as a user of our Online Application, or Program. "We" or "Our" or "Us" means our Company Barrington Financial Solutions LLC. "Our website" means the website you submit your online request on.

All information transmitted, printed or otherwise submitted to us via this website shall be deemed to be our property and we shall be free to use such information for any lawful purpose as detailed herein.

By providing your personal information on this website, this website, or in the course of using our services, you consent to the transfer of your Personal Data and Sensitive Personal Data, and any other data we acquire about you from third-party service providers in the process of evaluating you for a loan including but not limited to, other consumer credit lenders and their affiliates.

This website may contain links to other sites and we are not responsible for the privacy practices or the content of such sites.

We reserve the right to release such information to law enforcement or other governmental officials as we, in our sole and absolute discretion, deem necessary to comply with the law.

Collected Information

We may collect and/or track the following:

(1) Web page http headers (including the home server domain names, referring web page, IP address, type of client computer, and type of Web browser);

(2) Information knowingly provided by you through on-line websites, registration websites, surveys, and/or other entries, such as sensitive personal data, email addresses, personal, financial or demographic information;

(3) Information, user specific or aggregate, on what pages our visitors access and

(4) The e-mail addresses of visitors that communicate with us via e-mail.

Use of Data Collected

We may use your personal, demographic and profile data to enhance your experience at our website and to enable us to present content we believe you might be interested in. We use your contact information to send you information about our company, or our Partners. We may also use your personal, demographic and profile data to improve our website, for statistical analysis, for marketing and promotional purposes, and for editorial or feedback purposes for our advertisers. Information collected by us may be added to our databases and used to contact you via e-mails, telephone, or postal mailings regarding website updates, new products and services, upcoming events, and/or status of orders placed online.

Disclosure of Data to Third Parties

If you choose to provide personal information, it will be used for the following purposes:

(1) Sharing of your information with trusted third parties, including but not limited to third-party lenders.

(2) For marketing products and services which we determine, in our sole judgment, that you might find of interest. We reserve the right to share, rent, sell, or otherwise disclose data we collect to third parties. Any third party we share, rent, sell, or otherwise disclose data to will be carefully prescreened by us, determined by us to be reputable, and will use the personal data for marketing products and services which we determine, in our sole judgment, that you might find of interest.

Your Opt-Out Rights

You may opt-out of receiving communications from us and or our partners by not submitting your information. We also allow you to remove your information from our database. If you remove your information from our database it will no longer be used by us for secondary purposes, disclosed to third parties, or used by us or third parties to send promotional correspondence to you. You can remove your information by sending your request in writing via email by using our "Contact us" page.

Your Rights to Your Personal Data

Upon request via postal mail or e-mail, we will provide you a summary of personal information retained by us. We will only send your personal records to your e-mail address or postal address we have on file for you. To modify, correct, change, update or remove your personal record from our database, your request via email by using our "Contact us" page. >

We Do Not Intend To Collect Data from Children

The information and services provided to us, our affiliates, sponsors, and advertisers are not intended to be viewed by children (under 18 years old). No information collected from children is knowingly used for any marketing or promotional purposes whatsoever, either inside or outside our organization.

Our Right to Contact You

By using this website, or this website, you consent to us contacting you by phone or e-mail for marketing purposes or regarding your account status and changes to subscriber agreements, privacy policy, or any other policies or agreements relevant to you. By entering any information on our website, you are extending an express invitation to receive an offer, and any and all offers in the future via mail, telephone, email, or any other delivery method deemed appropriate by us or the advertising party, regarding your request, or any other type of service deemed appropriate by us or our advertising partner, by contacting you at the telephone numbers, address, or email you have provided on our website.

Existing Business Relationship

The use of this website constitutes an existing business relationship between the owner of this website or any of its affiliates with whom it shares information in accordance with this Privacy Policy. The use of this website qualifies as consent to be contacted by, including but not limited to, telephone and email for changes in account status, changes in subscriber agreements, marketing opportunities, privacy policies and/or any other policies or agreements relevant to you or your account.

Our Right to Change

We reserve the right to change this policy at any time by posting the changes online at our website.

Our Contact Information

If you have any questions about this privacy statement, the practices of this website, or your dealings with this website, you can contact us by using our "Contact" page.

Anti Spam Policy; Can-Spam Act Compliance

We are dedicated to ensuring compliance with the United States federal 'Can-Spam Act', which took effect January 1, 2004. You may receive email from us in the following circumstances:

- Acknowledging your application has been received and requesting additional action
- Requests for additional information to support your current application
- Response to your inquiries
- Thanking you for your valued business
- Advertisements for our products, services, changes in services, new product availability
- Advertisements for third party products and services where we have determined that such product or service may be of interest to our customers

To ensure compliance with the Can-Spam Act, We have implemented the following guidelines for email delivery:

- All emails sent to you by us will identify www.BusinessCreditLink.com or Barrington Financial Solutions LLC as the sender.
- The Subject Line of any email you receive will always accurately describe the subject matter of the email.
- Any email from us includes the ability to unsubscribe from future email messages.
- Unsubscribing will ensure the customer is removed from ALL lists at Barrington Financial Solutions LLC. This excludes customer service emails, or email from our Partners.

All emails sent to you directly by us include valid postal address information in the footer. The address for Barrington Financial Solutions LLC is:

BARRINGTON FINANCIAL SOLUTIONS LLC
10700 SW Beaverton Hillsdale Highway, Suite 527
Beaverton, OR 97005

Emails sent to you directly by us will include an email address and physical address where you can send suggestions, complaints or other correspondence.

All third party marketing partners are required to comply with the Can-Spam Act.

Barrington Financial Solutions LLC and its affiliated sites use only an "opt-in or opt out" method of obtaining customer information, and it is not our policy to send unsolicited email. We obtain email addresses and personal information from third parties that follow the same set of policies.

From time to time, we will enter into an arrangement with a third party website to allow individuals to opt into our marketing program on those third party websites. In each case the third party websites have represented and warranted to us, among other things,

(1) That the data was collected voluntarily from individuals on website registrations and co-registrations,
(2) That the sellers have a right, under any applicable privacy statements, to transfer the data to us, and
(3) That we have the right to send marketing offers to the individuals.

Barrington Financial Solutions LLC understands consumers concerns over the use of their personal information. We hope this information satisfies any questions or concerns you may have regarding the email practices of Barrington Financial Solutions LLC. If you have additional questions or wish to discuss this matter further, please contact us by using our "Contact" page, or by mail at:

Barrington Financial Solutions LLC
10700 SW Beaverton Hillsdale Highway, Suite 527
Beaverton, OR 97005